Before you take your boat out on the water, you take a number of protective measures to make sure you are safe on the water. You check the weather before you go out to make sure you are prepared for whatever Mother Nature throws your way. You make sure someone knows where you are, just in case the unthinkable happens. You also put on sunscreen to protect your skin from harmful UV rays.

The Many Benefits of Sunscreen

Your sunscreen protects you multiple ways from UV rays. It also acts as a barrier for your skin, preventing the sun from damaging it. Sunscreen also provides you protection from fine lines and wrinkles, allowing you to maintain your youthful look for years. However, the most important protection your sunscreen offers is protection from skin cancer. With more and more people being diagnosed with skin cancer, you wouldn’t dare leave home without your sunscreen.

So why would you boat without boating insurance? Much like sunscreen, boating insurance protects you in a number of ways.

Understanding Boat Insurance

Like the insurance you purchase for your car and house, boat insurance is financial protection for losses you could experience in conjunction with your boat. With boat insurance, you have liability coverage that can help you cover the costs of the damage you may cause to another person’s property. It may also help you cover the costs associated with medical bills if you injure another party.

In addition to coverage for liabilities that may happen when you are in your boat, boat insurance also protects you during the off-season. Whether your boat is stolen or vandalized, the right coverage may help you cover the cost of repairing or replacing it.

Boat Insurance Provides Financial Protection

Very similar to the protections sunscreen offers you; boat insurance is your safety net for when things go wrong on and off the water. Without boat insurance, recovering from lawsuits and third party medical bills could leave you and your family financially disadvantaged.

You put sunscreen on your skin because the risks are too great not to do so. The same premise holds true for boat insurance. You need it because the potential for risks are too great, and they threaten your family’s lifestyle.

Stay safe on land and at sea. Call Casey Insurance Group at (888) 537-1412 for more information on Florida boat insurance.