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Boats nowadays come in all shapes and sizes. Regardless of the intended use, boats come with risks. A variety of perils may damage the boat, harm its passengers and ruin their property. Should a boat experience a hazard, you could lose the boat and many of its onboard contents. READ MORE >>

Sometimes, U.S. waters are just a little too small. Many boaters want to enjoy the sights and experiences of a foreign port of call. Wherever you go, you want your boat insurance coverage to follow you. However, insuring your boat for international waters is sometimes a tricky bargain. READ MORE >>

You’re probably going to use your boat a lot during the summer. Taking your sailboat on an excursion is a relaxing and fun way to spend a warm, sunny day. However, all good things come to an end. You eventually have to return to port. After returning from an excursion, boat owners should take steps to secure both the boat and the sail. READ MORE >>

Surprises account for a majority of boat insurance claims. However, improper upkeep can whittle away at your coverage. When it comes to insurance, you’re better off not taking any chances. Simple preventative maintenance, if done consistently, can protect your boat. READ MORE >>

Whenever you take out your boat, there is always a chance that someone could get hurt. Both emergencies and normal conditions pose liability risks to both you and your passengers. Be prepared when boating. Make sure you keep safety risks in mind, and have the proper protective materials on board your boat. READ MORE >>

As the weather warms, many people are in the process of taking their boats out of storage following the winter. Soon, it will be time to set sail again in the new season. Most boaters store their vessels at some point during the year. The vessels usually pass long periods without use. READ MORE >>

Whenever you take passengers out on your boat, you’re facing liability risks. There’s always a chance that a passenger could get injured while on your boat. Boat insurance often covers personal injury liabilities and medical payments. That means that if you or someone else gets hurt while on your boat, then you might turn to your insurance. READ MORE >>

Soon, it will be time to dust off the sails and motors and prepare your boat for a new season on the water. If you kept the boat in storage for the winter, there is always the chance of deterioration while in storage. Mold could grow, frames could crack and other pieces could break. READ MORE >>

Your boat faces risks while it is in storage. That’s why it is never a good idea to cancel your boat insurance policy during the winter. Not only should you keep your boat insurance, you should always store the boat during the winter. As you prepare to put the boat away, you often have to take steps to protect the different pieces of the craft. READ MORE >>

Boat insurance is good at covering unavoidable damages. But it’s also good at covering yearly costs. That said, your rates will blow up if you’re not properly maintaining your vessel. Sometimes, it’s better to avoid the hassle. READ MORE >>

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